How to apply

Who can open a HiSAVE Account?

• You must be a UK resident (for at least the last year) and aged 18 or over.

  Please note: the UK does not include the Channel Islands and the Isle of Man. 
  Businesses cannot open HiSAVE accounts.

• You need to provide the account number and sort code of a UK Bank or Building Society current account held in your name(s).
• The account must have a chequebook and offer direct debit payment facilities.

  This account will be your linked account – the account from which your initial deposit will be taken.

• You must have a valid email address.
• For a HiSAVE Fixed Rate Account: You must be able to save a minimum of £1,000 for the term of your choice. There is no limit on the maximum investment. No additional deposits, withdrawals or early closures can be made during the fixed term.

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How do I apply for a HiSAVE account?

Applying is quick and easy.

• Existing customer? The quickest way to apply for a HiSAVE Fixed Rate Account is by logging in to internet banking, clicking ‘Open a HiSAVE Fixed Rate Account’ and completing the short form.
• New customer? Please apply online. Our simple online application should take around 10 minutes.
  

If you’d like to speak to someone before applying, please Call us on 080 81 31 41 51 (freephone from UK landline). We’ll be happy to assist.

Read the terms and conditions

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How do I open a joint account

Simply complete the joint account holders’ details as part of the online application.

Joint account holders need to have a shared current account either with us or another UK bank. This is so we can link your joint HiSAVE account to the joint current account.

In the case of joint accounts each account holder must be able to use the account on their own, without the permission of the other account holder.

If there is a disagreement between joint account holders, one or both of you should promptly contact us in writing. From the date we receive and acknowledge the correspondence, anything to do with your account has to be authorised by both account holders.

Find out more

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